Affirm is a financing alternative to credit cards that allows you pay over time for your wheels and tires. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

Seeing if you prequalify, Creating an Affirm account and Applying for a loan will not affect your credit. Affirm does a soft check on your credit (which won’t affect your credit score).

Affirm loans are usually offered in up to 18-month terms, and you get to pick term options when you apply. For larger purchases, you might get an option for up to 36 months. Once you apply you’ll be presented with the loan length options.

Not Always. If you don’t qualify for the full amount of your purchase a down payment for the loan may be required. If a down payment is required for your rim financing you will be presented with the option of doing so and the down payment will be processed right after you confirm your loan.

You can easily make a payment at any time via your Affirm dashboard or via the app. Once you make a payment, it will show up as processing on your Affirm account. Within 5 business days, it will show up as paid. Another option is to make automatic payments by turning on AutoPay. This will automatically debit your monthly payment from your debit card or bank account on each due date for your rim financing repayment.